R. F. Mortgage & Investment Corporation mortgage approval rate & lending review
R. F. Mortgage & Investment Corporation decided 443 mortgage applications and funded 384 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions R. F. Mortgage & Investment Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
R. F. Mortgage & Investment Corporation at a glance
Approval is 4.8 points above the 86.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 343 / 374 | 94% | $145K | 323 |
| Investment property purchase | 91% | 39 / 43 | 97% | $155K | 38 |
R. F. Mortgage & Investment Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Puerto Rico | 91% | $145K | 443 | 384 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where R. F. Mortgage & Investment Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| San Juan Municipio, PR | Mortgage lenders | 90% | 154 | 128 |
| Bayamón Municipio, PR | Mortgage lenders | 93% | 120 | 106 |
| Carolina Municipio, PR | Mortgage lenders | 93% | 56 | 49 |
| Caguas Municipio, PR | Mortgage lenders | 94% | 36 | 33 |
The county markets where R. F. Mortgage & Investment Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about R. F. Mortgage & Investment Corporation
What is R. F. Mortgage & Investment Corporation's mortgage approval rate?
R. F. Mortgage & Investment Corporation approved 91.4% of the 443 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.8 points above the 86.6% national rate for the same mix of loan types.
How often do borrowers take the loan R. F. Mortgage & Investment Corporation offers?
Borrowers accepted 95% of the loans R. F. Mortgage & Investment Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does R. F. Mortgage & Investment Corporation make?
The typical home purchase mortgage loan R. F. Mortgage & Investment Corporation made was $145K; across all loan types its typical loan ran from $145K to $155K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does R. F. Mortgage & Investment Corporation lend?
R. F. Mortgage & Investment Corporation decided applications in 1 of the states Fat Boy Data covers, most of them in Puerto Rico.
Can I apply to R. F. Mortgage & Investment Corporation directly?
Yes. R. F. Mortgage & Investment Corporation reports as a direct lender that takes applications from borrowers.
Does this page show R. F. Mortgage & Investment Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how R. F. Mortgage & Investment Corporation treats applications, then get a rate quote from the lender.