Reliant Home Funding, Inc mortgage approval rate & lending review
Reliant Home Funding, Inc decided 1,075 mortgage applications and funded 1,013 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Reliant Home Funding, Inc reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to relianthomefunding.com.
Reliant Home Funding, Inc at a glance
Approval is 9.2 points above the 85.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 836 / 876 | 99% | $525K | 830 |
| Cash-out refinance | 94% | 59 / 63 | 98% | $445K | 58 |
| Refinance | 98% | 42 / 43 | 100% | $595K | 42 |
| Investment property purchase | 91% | 74 / 81 | 97% | $405K | 72 |
Reliant Home Funding, Inc lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 96% | $525K | 691 | 660 |
| Connecticut | 90% | $355K | 102 | 92 |
| New Jersey | 97% | $535K | 90 | 87 |
| Pennsylvania | 95% | $395K | 58 | 52 |
| Florida | 90% | $355K | 42 | 36 |
| Massachusetts | 100% | $545K | 27 | 27 |
| Maryland | 90% | $615K | 20 | 18 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Reliant Home Funding, Inc lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Suffolk County, NY | Mortgage lenders | 97% | 307 | 296 |
| Nassau County, NY | Mortgage lenders | 98% | 130 | 126 |
| Monroe County, PA | Mortgage lenders | 100% | 29 | 27 |
The county markets where Reliant Home Funding, Inc made the most loans. Each link opens that market with every lender ranked.
Questions about Reliant Home Funding, Inc
What is Reliant Home Funding, Inc's mortgage approval rate?
Reliant Home Funding, Inc approved 95.1% of the 1,075 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.2 points above the 85.9% national rate for the same mix of loan types.
How often do borrowers take the loan Reliant Home Funding, Inc offers?
Borrowers accepted 99% of the loans Reliant Home Funding, Inc approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Reliant Home Funding, Inc make?
The typical home purchase mortgage loan Reliant Home Funding, Inc made was $525K; across all loan types its typical loan ran from $405K to $595K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Reliant Home Funding, Inc lend?
Reliant Home Funding, Inc decided applications in 19 of the states Fat Boy Data covers, most of them in New York, Connecticut and New Jersey.
Can I apply to Reliant Home Funding, Inc directly?
Yes. Reliant Home Funding, Inc reports as a direct lender that takes applications from borrowers. Its website is relianthomefunding.com.
Does this page show Reliant Home Funding, Inc's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Reliant Home Funding, Inc treats applications, then get a rate quote from the lender.