Republic Bank of Chicago mortgage approval rate & lending review
Republic Bank of Chicago decided 808 mortgage applications and funded 730 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Republic Bank of Chicago reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Republic Bank of Chicago at a glance
Approval is 12.6 points above the 87.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 100% | 799 / 799 | 90% | $145K | 721 |
Republic Bank of Chicago lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 100% | $145K | 579 | 523 |
| Ohio | 100% | $85K | 125 | 114 |
| Wisconsin | 100% | $115K | 103 | 92 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Republic Bank of Chicago lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Cook County, IL | Investment property purchase | 100% | 337 | 308 |
| Cuyahoga County, OH | Investment property purchase | 100% | 67 | 61 |
| Lake County, IL | Investment property purchase | 100% | 56 | 53 |
| DuPage County, IL | Investment property purchase | 100% | 60 | 46 |
| Milwaukee County, WI | Investment property purchase | 100% | 50 | 42 |
| Kane County, IL | Investment property purchase | 100% | 42 | 41 |
| Will County, IL | Investment property purchase | 100% | 41 | 37 |
| McHenry County, IL | Investment property purchase | 100% | 25 | 22 |
The county markets where Republic Bank of Chicago made the most loans. Each link opens that market with every lender ranked.
Questions about Republic Bank of Chicago
What is Republic Bank of Chicago's mortgage approval rate?
Republic Bank of Chicago approved 100.0% of the 808 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.6 points above the 87.4% national rate for the same mix of loan types.
How often do borrowers take the loan Republic Bank of Chicago offers?
Borrowers accepted 90% of the loans Republic Bank of Chicago approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Republic Bank of Chicago make?
The typical investment property mortgage loan Republic Bank of Chicago made was $145K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Republic Bank of Chicago lend?
Republic Bank of Chicago decided applications in 4 of the states Fat Boy Data covers, most of them in Illinois, Ohio and Wisconsin.
Can I apply to Republic Bank of Chicago directly?
Yes. Republic Bank of Chicago is a bank or credit union with 20 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Republic Bank of Chicago's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Republic Bank of Chicago treats applications, then get a rate quote from the lender.