Residential Home Funding Corp. mortgage approval rate & lending review
Residential Home Funding Corp. decided 317 mortgage applications and funded 256 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Residential Home Funding Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Residential Home Funding Corp. at a glance
Approval is 3.9 points above the 85.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 217 / 237 | 92% | $385K | 200 |
| Cash-out refinance | 88% | 23 / 26 | 87% | $345K | 20 |
| Investment property purchase | 87% | 27 / 31 | 93% | $265K | 25 |
Residential Home Funding Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 90% | $605K | 100 | 75 |
| New Jersey | 88% | $315K | 92 | 78 |
| Florida | 87% | $385K | 38 | 31 |
| Pennsylvania | 84% | $315K | 25 | 20 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Residential Home Funding Corp.
What is Residential Home Funding Corp.'s mortgage approval rate?
Residential Home Funding Corp. approved 89.0% of the 317 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.9 points above the 85.1% national rate for the same mix of loan types.
How often do borrowers take the loan Residential Home Funding Corp. offers?
Borrowers accepted 91% of the loans Residential Home Funding Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Residential Home Funding Corp. make?
The typical home purchase mortgage loan Residential Home Funding Corp. made was $385K; across all loan types its typical loan ran from $265K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Residential Home Funding Corp. lend?
Residential Home Funding Corp. decided applications in 14 of the states Fat Boy Data covers, most of them in New York, New Jersey and Florida.
Can I apply to Residential Home Funding Corp. directly?
Yes. Residential Home Funding Corp. reports as a direct lender that takes applications from borrowers.
Does this page show Residential Home Funding Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Residential Home Funding Corp. treats applications, then get a rate quote from the lender.