Residential Home Mortgage Corporation mortgage approval rate & lending review
Residential Home Mortgage Corporation decided 408 mortgage applications and funded 380 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Residential Home Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to rhmc.com.
Residential Home Mortgage Corporation at a glance
Approval is 7.1 points above the 86.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 313 / 335 | 100% | $365K | 313 |
| Refinance | 90% | 28 / 31 | 100% | $325K | 28 |
Residential Home Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New Jersey | 95% | $385K | 209 | 199 |
| Pennsylvania | 91% | $245K | 123 | 112 |
| New York | 95% | $495K | 40 | 38 |
| Florida | 90% | $335K | 31 | 28 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Residential Home Mortgage Corporation lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Northampton County, PA | Mortgage lenders | 95% | 37 | 35 |
| Hunterdon County, NJ | Mortgage lenders | 92% | 25 | 23 |
| Warren County, NJ | Mortgage lenders | 95% | 20 | 19 |
The county markets where Residential Home Mortgage Corporation made the most loans. Each link opens that market with every lender ranked.
Questions about Residential Home Mortgage Corporation
What is Residential Home Mortgage Corporation's mortgage approval rate?
Residential Home Mortgage Corporation approved 93.1% of the 408 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.1 points above the 86.0% national rate for the same mix of loan types.
How often do borrowers take the loan Residential Home Mortgage Corporation offers?
Borrowers accepted 100% of the loans Residential Home Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Residential Home Mortgage Corporation make?
The typical home purchase mortgage loan Residential Home Mortgage Corporation made was $365K; across all loan types its typical loan ran from $325K to $365K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Residential Home Mortgage Corporation lend?
Residential Home Mortgage Corporation decided applications in 5 of the states Fat Boy Data covers, most of them in New Jersey, Pennsylvania and New York.
Can I apply to Residential Home Mortgage Corporation directly?
Yes. Residential Home Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is rhmc.com.
Does this page show Residential Home Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Residential Home Mortgage Corporation treats applications, then get a rate quote from the lender.