Resource Bank, National Association mortgage approval rate & lending review
Resource Bank, National Association decided 295 mortgage applications and funded 278 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Resource Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Resource Bank, National Association at a glance
Approval is 11.3 points above the 83.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 129 / 139 | 100% | $195K | 129 |
| Cash-out refinance | 97% | 30 / 31 | 100% | $125K | 30 |
| Refinance | 98% | 42 / 43 | 100% | $95K | 42 |
| Investment property purchase | 92% | 56 / 61 | 100% | $185K | 56 |
Resource Bank, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 94% | $185K | 282 | 265 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Resource Bank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| DeKalb County, IL | Mortgage lenders | 93% | 91 | 85 |
| DeKalb County, IL | Refinance | 96% | 26 | 25 |
| LaSalle County, IL | Mortgage lenders | 91% | 22 | 20 |
The county markets where Resource Bank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Resource Bank, National Association
What is Resource Bank, National Association's mortgage approval rate?
Resource Bank, National Association approved 94.2% of the 295 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.3 points above the 83.0% national rate for the same mix of loan types.
How often do borrowers take the loan Resource Bank, National Association offers?
Borrowers accepted 100% of the loans Resource Bank, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Resource Bank, National Association make?
The typical home purchase mortgage loan Resource Bank, National Association made was $195K; across all loan types its typical loan ran from $95K to $195K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Resource Bank, National Association lend?
Resource Bank, National Association decided applications in 5 of the states Fat Boy Data covers, most of them in Illinois, Wisconsin and Florida.
Can I apply to Resource Bank, National Association directly?
Yes. Resource Bank, National Association is a bank or credit union with 26 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Resource Bank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Resource Bank, National Association treats applications, then get a rate quote from the lender.