SELF-HELP Credit Union mortgage approval rate & lending review
SELF-HELP Credit Union decided 403 mortgage applications and funded 322 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions SELF-HELP Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
SELF-HELP Credit Union at a glance
Approval is 5.6 points below the 87.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 81% | 319 / 392 | 98% | $245K | 312 |
SELF-HELP Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 82% | $225K | 278 | 222 |
| Florida | 83% | $265K | 112 | 91 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where SELF-HELP Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Buncombe County, NC | Mortgage lenders | 84% | 31 | 25 |
The county markets where SELF-HELP Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about SELF-HELP Credit Union
What is SELF-HELP Credit Union's mortgage approval rate?
SELF-HELP Credit Union approved 81.6% of the 403 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.6 points below the 87.3% national rate for the same mix of loan types.
How often do borrowers take the loan SELF-HELP Credit Union offers?
Borrowers accepted 98% of the loans SELF-HELP Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does SELF-HELP Credit Union make?
The typical home purchase mortgage loan SELF-HELP Credit Union made was $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does SELF-HELP Credit Union lend?
SELF-HELP Credit Union decided applications in 6 of the states Fat Boy Data covers, most of them in North Carolina, Florida and South Carolina.
Can I apply to SELF-HELP Credit Union directly?
Yes. SELF-HELP Credit Union is a bank or credit union with 83 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show SELF-HELP Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how SELF-HELP Credit Union treats applications, then get a rate quote from the lender.