Southwest Missouri Bank mortgage approval rate & lending review
Southwest Missouri Bank decided 1,121 mortgage applications and funded 961 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Southwest Missouri Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Southwest Missouri Bank at a glance
Approval is 11.1 points above the 77.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 305 / 369 | 94% | $155K | 286 |
| Home improvement loans | 92% | 250 / 273 | 99% | $55K | 247 |
| Refinance | 93% | 178 / 192 | 98% | $85K | 174 |
| Investment property purchase | 96% | 167 / 174 | 97% | $105K | 162 |
| Investment refinance | 96% | 55 / 57 | 98% | $105K | 54 |
| Investment home improvement | 87% | 33 / 38 | 97% | $75K | 32 |
Southwest Missouri Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 89% | $105K | 1,114 | 954 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Southwest Missouri Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Jasper County, MO | Mortgage lenders | 83% | 361 | 280 |
| Jasper County, MO | Home improvement loans | 92% | 271 | 245 |
| Jasper County, MO | Refinance | 93% | 192 | 174 |
| Jasper County, MO | Investment property purchase | 96% | 170 | 158 |
| Jasper County, MO | Investment refinance | 98% | 55 | 53 |
The county markets where Southwest Missouri Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Southwest Missouri Bank
What is Southwest Missouri Bank's mortgage approval rate?
Southwest Missouri Bank approved 88.7% of the 1,121 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.1 points above the 77.6% national rate for the same mix of loan types.
How often do borrowers take the loan Southwest Missouri Bank offers?
Borrowers accepted 97% of the loans Southwest Missouri Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Southwest Missouri Bank make?
The typical home purchase mortgage loan Southwest Missouri Bank made was $155K; across all loan types its typical loan ran from $55K to $155K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Southwest Missouri Bank lend?
Southwest Missouri Bank decided applications in 3 of the states Fat Boy Data covers, most of them in Missouri, Arkansas and Illinois.
Can I apply to Southwest Missouri Bank directly?
Yes. Southwest Missouri Bank is a bank or credit union with 11 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Southwest Missouri Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Southwest Missouri Bank treats applications, then get a rate quote from the lender.