The Bank of Missouri mortgage approval rate & lending review
The Bank of Missouri decided 559 mortgage applications and funded 508 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Bank of Missouri reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Bank of Missouri at a glance
Approval is 10.5 points above the 80.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 231 / 245 | 100% | $255K | 231 |
| Home improvement loans | 80% | 72 / 90 | 100% | $125K | 72 |
| Refinance | 82% | 53 / 65 | 98% | $195K | 52 |
| Investment property purchase | 97% | 115 / 119 | 99% | $205K | 114 |
The Bank of Missouri lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Bank of Missouri lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Greene County, MO | Mortgage lenders | 96% | 91 | 87 |
| Boone County, MO | Mortgage lenders | 93% | 85 | 79 |
| Boone County, MO | Investment property purchase | 100% | 50 | 50 |
| Boone County, MO | Home improvement loans | 89% | 53 | 47 |
| Greene County, MO | Investment property purchase | 89% | 38 | 34 |
| Boone County, MO | Refinance | 93% | 28 | 26 |
| Greene County, MO | Home improvement loans | 61% | 28 | 17 |
| Greene County, MO | Refinance | 67% | 24 | 15 |
The county markets where The Bank of Missouri made the most loans. Each link opens that market with every lender ranked.
Questions about The Bank of Missouri
What is The Bank of Missouri's mortgage approval rate?
The Bank of Missouri approved 91.2% of the 559 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.5 points above the 80.8% national rate for the same mix of loan types.
How often do borrowers take the loan The Bank of Missouri offers?
Borrowers accepted 100% of the loans The Bank of Missouri approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Bank of Missouri make?
The typical home purchase mortgage loan The Bank of Missouri made was $255K; across all loan types its typical loan ran from $125K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Bank of Missouri lend?
The Bank of Missouri decided applications in 16 of the states Fat Boy Data covers, most of them in Missouri, Arkansas and Illinois.
Can I apply to The Bank of Missouri directly?
Yes. The Bank of Missouri is a bank or credit union with 32 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Bank of Missouri's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Bank of Missouri treats applications, then get a rate quote from the lender.