The Fisher National Bank mortgage approval rate & lending review
The Fisher National Bank decided 460 mortgage applications and funded 431 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Fisher National Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Fisher National Bank at a glance
Approval is 14.2 points above the 82.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 193 / 202 | 95% | $195K | 184 |
| Cash-out refinance | 100% | 39 / 39 | 90% | $145K | 35 |
| Refinance | 92% | 57 / 62 | 98% | $115K | 56 |
| Investment property purchase | 100% | 94 / 94 | 99% | $115K | 93 |
| Investment refinance | 100% | 53 / 53 | 100% | $145K | 53 |
The Fisher National Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 97% | $145K | 441 | 413 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Fisher National Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Champaign County, IL | Mortgage lenders | 95% | 171 | 154 |
| Champaign County, IL | Investment property purchase | 100% | 82 | 81 |
| Champaign County, IL | Refinance | 91% | 57 | 51 |
| Champaign County, IL | Investment refinance | 100% | 50 | 50 |
| Champaign County, IL | Cash-out refinance | 100% | 37 | 33 |
The county markets where The Fisher National Bank made the most loans. Each link opens that market with every lender ranked.
Questions about The Fisher National Bank
What is The Fisher National Bank's mortgage approval rate?
The Fisher National Bank approved 97.0% of the 460 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 14.2 points above the 82.8% national rate for the same mix of loan types.
How often do borrowers take the loan The Fisher National Bank offers?
Borrowers accepted 97% of the loans The Fisher National Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Fisher National Bank make?
The typical home purchase mortgage loan The Fisher National Bank made was $195K; across all loan types its typical loan ran from $115K to $195K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Fisher National Bank lend?
The Fisher National Bank decided applications in 10 of the states Fat Boy Data covers, most of them in Illinois, Indiana and Florida.
Can I apply to The Fisher National Bank directly?
Yes. The Fisher National Bank is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Fisher National Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Fisher National Bank treats applications, then get a rate quote from the lender.