The Fountain Trust Company mortgage approval rate & lending review
The Fountain Trust Company decided 290 mortgage applications and funded 205 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions The Fountain Trust Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
The Fountain Trust Company at a glance
Approval is 0.5 points above the 83.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 74 / 94 | 77% | $225K | 57 |
| Investment property purchase | 92% | 111 / 120 | 89% | $145K | 99 |
| Investment refinance | 93% | 25 / 27 | 80% | $105K | 20 |
The Fountain Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 85% | $145K | 275 | 200 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where The Fountain Trust Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Tippecanoe County, IN | Investment property purchase | 94% | 100 | 87 |
| Tippecanoe County, IN | Mortgage lenders | 79% | 72 | 44 |
| Tippecanoe County, IN | Cash-out refinance | 50% | 20 | 8 |
The county markets where The Fountain Trust Company made the most loans. Each link opens that market with every lender ranked.
Questions about The Fountain Trust Company
What is The Fountain Trust Company's mortgage approval rate?
The Fountain Trust Company approved 83.8% of the 290 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.5 points above the 83.3% national rate for the same mix of loan types.
How often do borrowers take the loan The Fountain Trust Company offers?
Borrowers accepted 84% of the loans The Fountain Trust Company approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does The Fountain Trust Company make?
The typical investment property mortgage loan The Fountain Trust Company made was $145K; across all loan types its typical loan ran from $105K to $225K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does The Fountain Trust Company lend?
The Fountain Trust Company decided applications in 4 of the states Fat Boy Data covers, most of them in Indiana, Florida and Illinois.
Can I apply to The Fountain Trust Company directly?
Yes. The Fountain Trust Company is a bank or credit union with 20 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show The Fountain Trust Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how The Fountain Trust Company treats applications, then get a rate quote from the lender.