Lender profile · HMDA 2023–2025
The Fountain Trust Company mortgage approval rates & lending data
The Fountain Trust Company decided 290 mortgage applications and funded 205 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 74 / 94 | 77% | $225K | 57 |
| Investment property purchase | 92% | 111 / 120 | 89% | $145K | 99 |
| Investment refinance | 93% | 25 / 27 | 80% | $105K | 20 |
The Fountain Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 85% | $145K | 275 | 200 |
| Florida | 67% | $235K | 9 | 3 |
| Illinois | 80% | $185K | 5 | 2 |
| Wisconsin | 0% | — | 1 | 0 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.