University of Illinois Community Credit Union mortgage approval rate & lending review
University of Illinois Community Credit Union decided 450 mortgage applications and funded 436 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions University of Illinois Community Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
University of Illinois Community Credit Union at a glance
Approval is 12.0 points above the 85.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 351 / 356 | 100% | $215K | 350 |
| Refinance | 95% | 58 / 61 | 98% | $215K | 57 |
University of Illinois Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 97% | $215K | 440 | 426 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where University of Illinois Community Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Champaign County, IL | Mortgage lenders | 99% | 295 | 292 |
| Champaign County, IL | Refinance | 97% | 39 | 37 |
The county markets where University of Illinois Community Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about University of Illinois Community Credit Union
What is University of Illinois Community Credit Union's mortgage approval rate?
University of Illinois Community Credit Union approved 97.3% of the 450 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.0 points above the 85.3% national rate for the same mix of loan types.
How often do borrowers take the loan University of Illinois Community Credit Union offers?
Borrowers accepted 100% of the loans University of Illinois Community Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does University of Illinois Community Credit Union make?
The typical home purchase mortgage loan University of Illinois Community Credit Union made was $215K; across all loan types its typical loan ran from $215K to $215K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does University of Illinois Community Credit Union lend?
University of Illinois Community Credit Union decided applications in 8 of the states Fat Boy Data covers, most of them in Illinois, Wisconsin and Pennsylvania.
Can I apply to University of Illinois Community Credit Union directly?
Yes. University of Illinois Community Credit Union is a bank or credit union with 8 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show University of Illinois Community Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how University of Illinois Community Credit Union treats applications, then get a rate quote from the lender.