Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Tangipahoa Parish, Louisiana
Every institution that decided a 1–4 unit mortgage application in Tangipahoa Parish, home to Hammond, between 2023 and 2025: 10,626 applications, 5,865 loans actually funded, across 8 kinds of borrowing.
Tangipahoa Parish at a glance
10,626Applications decided
2023–2025
5,865Loans funded
55% of decisions
31Census tracts
9 ZIP codes
135,218People
ACS 2023
What the data shows
Lenders approved 59.4% of home-purchase applications in Tangipahoa Parish, 19.4 points below the Louisiana rate.
The typical purchase mortgage here is $225K.
Cash-out refinance is the hardest money to get here: lenders approved 57% of 1,168 applications.
Lending by loan type in Tangipahoa Parish
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 59.4% | 7,335 | $225K | 89% | 239 |
| Home improvement loans | 58.6% | 515 | $75K | 85% | 53 |
| Cash-out refinance | 56.8% | 1,168 | $145K | 93% | 128 |
| Refinance | 73.8% | 906 | $235K | 90% | 114 |
| Investment property purchase | 78.3% | 420 | $145K | 90% | 95 |
| Investment cash-out refinance | 74.2% | 93 | $155K | 93% | 45 |
| Investment refinance | 83.6% | 134 | $135K | 94% | 40 |
| Investment home improvement | 78.2% | 55 | $95K | 98% | 18 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.