Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Livingston Parish, Louisiana
Every institution that decided a 1–4 unit mortgage application in Livingston Parish, home to Denham Springs, between 2023 and 2025: 10,979 applications, 7,657 loans actually funded, across 8 kinds of borrowing.
Livingston Parish at a glance
10,979Applications decided
2023–2025
7,657Loans funded
70% of decisions
34Census tracts
9 ZIP codes
145,583People
ACS 2023
What the data shows
The typical purchase mortgage here is $225K.
Home improvement loans is the hardest money to get here: lenders approved 54% of 600 applications.
Lending by loan type in Livingston Parish
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 78.7% | 7,417 | $225K | 93% | 226 |
| Home improvement loans | 54.3% | 600 | $65K | 82% | 52 |
| Cash-out refinance | 59.4% | 1,367 | $155K | 94% | 123 |
| Refinance | 77.7% | 1,059 | $235K | 91% | 124 |
| Investment property purchase | 86.8% | 342 | $155K | 94% | 96 |
| Investment cash-out refinance | 84.1% | 44 | $135K | 95% | 28 |
| Investment refinance | 92.0% | 125 | $125K | 97% | 41 |
| Investment home improvement | 72.0% | 25 | $115K | 100% | 19 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.