Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Prince George's County, Maryland
Every institution that decided a 1–4 unit mortgage application in Prince George's County, home to Bowie, between 2023 and 2025: 64,956 applications, 43,630 loans actually funded, across 8 kinds of borrowing.
Prince George's County at a glance
64,956Applications decided
2023–2025
43,630Loans funded
67% of decisions
214Census tracts
35 ZIP codes
955,584People
ACS 2023
What the data shows
Lenders approved 84.8% of home-purchase applications in Prince George's County, 4.5 points below the Maryland rate.
The typical purchase mortgage here is $405K.
Investment home improvement is the hardest money to get here: lenders approved 31% of 575 applications.
Lending by loan type in Prince George's County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.8% | 29,670 | $405K | 97% | 443 |
| Home improvement loans | 46.8% | 9,326 | $75K | 93% | 148 |
| Cash-out refinance | 58.9% | 13,747 | $215K | 93% | 298 |
| Refinance | 71.3% | 7,397 | $395K | 87% | 315 |
| Investment property purchase | 81.1% | 2,357 | $275K | 95% | 261 |
| Investment cash-out refinance | 63.2% | 1,276 | $245K | 90% | 182 |
| Investment refinance | 65.0% | 608 | $275K | 84% | 157 |
| Investment home improvement | 31.1% | 575 | $75K | 90% | 61 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.