Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Anne Arundel County, Maryland
Every institution that decided a 1–4 unit mortgage application in Anne Arundel County, home to Annapolis, between 2023 and 2025: 43,588 applications, 33,962 loans actually funded, across 8 kinds of borrowing.
Anne Arundel County at a glance
43,588Applications decided
2023–2025
33,962Loans funded
78% of decisions
129Census tracts
30 ZIP codes
590,936People
ACS 2023
What the data shows
The typical purchase mortgage here is $425K.
Investment home improvement is the hardest money to get here: lenders approved 37% of 285 applications.
Lending by loan type in Anne Arundel County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.6% | 21,692 | $425K | 98% | 442 |
| Home improvement loans | 62.8% | 6,793 | $85K | 94% | 143 |
| Cash-out refinance | 70.5% | 7,108 | $155K | 95% | 274 |
| Refinance | 80.3% | 5,365 | $425K | 93% | 288 |
| Investment property purchase | 89.3% | 1,578 | $295K | 97% | 245 |
| Investment cash-out refinance | 68.9% | 498 | $235K | 92% | 139 |
| Investment refinance | 71.4% | 269 | $295K | 93% | 114 |
| Investment home improvement | 36.8% | 285 | $105K | 94% | 46 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.