Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Wicomico County, Maryland
Every institution that decided a 1–4 unit mortgage application in Wicomico County, home to Salisbury, between 2023 and 2025: 6,852 applications, 4,944 loans actually funded, across 8 kinds of borrowing.
Wicomico County at a glance
6,852Applications decided
2023–2025
4,944Loans funded
72% of decisions
21Census tracts
9 ZIP codes
104,117People
ACS 2023
What the data shows
Lenders approved 85.7% of home-purchase applications in Wicomico County, 3.5 points below the Maryland rate.
The typical purchase mortgage here is $245K.
Home improvement loans is the hardest money to get here: lenders approved 50% of 769 applications.
Lending by loan type in Wicomico County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 85.7% | 3,560 | $245K | 95% | 210 |
| Home improvement loans | 49.5% | 769 | $65K | 91% | 64 |
| Cash-out refinance | 66.9% | 1,213 | $155K | 94% | 105 |
| Refinance | 75.0% | 692 | $225K | 89% | 102 |
| Investment property purchase | 85.9% | 368 | $155K | 96% | 103 |
| Investment cash-out refinance | 81.6% | 136 | $145K | 93% | 45 |
| Investment refinance | 78.7% | 61 | $175K | 90% | 32 |
| Investment home improvement | 54.7% | 53 | $135K | 93% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.