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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Wicomico County, Maryland

Fat Boy Data analyzed investment home improvement loan activity in Wicomico County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 53 applications were decided by 28 lenders between 2023 and 2025.

Wicomico County at a glance

28Active lenders0 with 20+ decisions
54.7%Market approval rate29 of 53 decided
$135KTypical loanmedian lender, $10K brackets
93%Borrower take-up27 loans funded

How Wicomico County compares

Approval rate compared
Wicomico County54.7%Maryland35.4%All 616 counties51.2%
Typical loan compared
Wicomico County$135KMaryland$75KAll 616 counties$115K

What the data shows

The Farmers Bank of Willards made the most investment home improvement loans in Wicomico County, MD, 5 of them.

Lenders approved 54.7% of investment home improvement loan applications in Wicomico County, MD, 19.3 percentage points above the Maryland rate of 35.4%.

The typical investment home improvement loan here is $135K, 80% larger than the Maryland typical of $75K.

Investment property improvement lenders in Wicomico County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Farmers Bank of WillardsLimited sample75%6 / 883%$105K5
2The Hebron Savings BankLimited sample80%4 / 5100%$295K4
3State Employees Credit Union of Maryland, IncorporatedLimited sample0%0 / 30
4PNC Bank, National AssociationLimited sample0%0 / 30
5Truist BankLimited sample33%1 / 3100%$155K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 23 more lenders.

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