Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Carver County, Minnesota
Every institution that decided a 1–4 unit mortgage application in Carver County, home to Chaska, between 2023 and 2025: 8,650 applications, 7,452 loans actually funded, across 8 kinds of borrowing.
Carver County at a glance
8,650Applications decided
2023–2025
7,452Loans funded
86% of decisions
25Census tracts
10 ZIP codes
108,622People
ACS 2023
What the data shows
The typical purchase mortgage here is $375K.
Lending by loan type in Carver County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 94.2% | 5,087 | $375K | 98% | 263 |
| Home improvement loans | 80.2% | 1,280 | $85K | 92% | 91 |
| Cash-out refinance | 79.4% | 824 | $155K | 95% | 120 |
| Refinance | 84.9% | 1,084 | $255K | 94% | 162 |
| Investment property purchase | 94.6% | 277 | $255K | 98% | 103 |
| Investment cash-out refinance | 79.2% | 24 | $235K | 100% | 18 |
| Investment refinance | 76.1% | 46 | $125K | 100% | 33 |
| Investment home improvement | 57.1% | 28 | $65K | 88% | 19 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.