Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Scott County, Minnesota
Every institution that decided a 1–4 unit mortgage application in Scott County, home to Shakopee, between 2023 and 2025: 11,102 applications, 9,239 loans actually funded, across 8 kinds of borrowing.
Scott County at a glance
11,102Applications decided
2023–2025
9,239Loans funded
83% of decisions
32Census tracts
8 ZIP codes
152,957People
ACS 2023
What the data shows
The typical purchase mortgage here is $355K.
Lending by loan type in Scott County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 93.1% | 6,250 | $355K | 98% | 303 |
| Home improvement loans | 75.8% | 1,778 | $75K | 92% | 95 |
| Cash-out refinance | 73.3% | 1,234 | $135K | 95% | 138 |
| Refinance | 83.1% | 1,370 | $225K | 95% | 183 |
| Investment property purchase | 92.6% | 324 | $235K | 97% | 123 |
| Investment cash-out refinance | 74.4% | 39 | $225K | 83% | 29 |
| Investment refinance | 82.5% | 63 | $215K | 92% | 39 |
| Investment home improvement | 63.6% | 44 | $95K | 93% | 22 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.