Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Washington County, Minnesota
Every institution that decided a 1–4 unit mortgage application in Washington County, home to Woodbury, between 2023 and 2025: 21,312 applications, 17,747 loans actually funded, across 8 kinds of borrowing.
Washington County at a glance
21,312Applications decided
2023–2025
17,747Loans funded
83% of decisions
59Census tracts
17 ZIP codes
272,298People
ACS 2023
What the data shows
The typical purchase mortgage here is $345K.
Lending by loan type in Washington County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.2% | 12,430 | $345K | 97% | 380 |
| Home improvement loans | 78.1% | 3,369 | $75K | 93% | 108 |
| Cash-out refinance | 72.2% | 2,183 | $155K | 95% | 179 |
| Refinance | 83.7% | 2,318 | $235K | 94% | 217 |
| Investment property purchase | 92.1% | 776 | $265K | 97% | 175 |
| Investment cash-out refinance | 74.7% | 87 | $195K | 94% | 50 |
| Investment refinance | 91.2% | 80 | $185K | 92% | 40 |
| Investment home improvement | 60.9% | 69 | $85K | 95% | 35 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.