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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Washington County, Minnesota

Fat Boy Data analyzed cash-out refinance activity in Washington County, Minnesota to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,183 applications were decided by 179 lenders between 2023 and 2025.

Washington County at a glance

179Active lenders23 with 20+ decisions
72.2%Market approval rate1,576 of 2,183 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,497 loans funded

How Washington County compares

Approval rate compared
Washington County72.2%Minnesota72.1%All 616 counties68.2%
Typical loan compared
Washington County$155KMinnesota$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Washington County, MN, 343 of them.

GoodLeap, LLC approved the highest share of applications among lenders with at least 20 decisions here, 90% of 21.

Approval rate of all 23 lenders with 20+ decisions here
0%25%50%75%100%New Day Financial, LLC: 17% approved of 23Mortgage Research Center, LLC: 24% approved of 25Lakeview Loan Servicing, LLC: 24% approved of 25Spring Eq, LLC: 29% approved of 21Amerisave Mortgage Corporation: 29% approved of 75New American Funding, LLC: 38% approved of 21Carrington Mortgage Services, LLC: 44% approved of 39Newrez LLC: 62% approved of 82Mutual of Omaha Mortgage, Inc.: 65% approved of 23Pennymac Loan Services, LLC: 65% approved of 49Ashland Credit Union: 66% approved of 41Freedom Mortgage Corporation: 66% approved of 62The Huntington National Bank: 67% approved of 48JPMorgan Chase Bank, National Association: 70% approved of 20Wells Fargo Bank, National Association: 71% approved of 85Bell Bank: 73% approved of 30Loandepot.Com, LLC: 74% approved of 35U.S. Bank National Association: 78% approved of 147United Wholesale Mortgage, LLC: 79% approved of 122Rocket Mortgage, LLC: 82% approved of 439Nationstar Mortgage LLC: 88% approved of 42Blaze Credit Union: 90% approved of 117GoodLeap, LLC: 90% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Washington County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC82%358 / 43996%$135K343
2U.S. Bank National Association78%115 / 14797%$155K112
3United Wholesale Mortgage, LLCBroker only79%96 / 12298%$235K94
4Blaze Credit Union90%105 / 11794%$75K99
5Wells Fargo Bank, National Association71%60 / 85100%$205K60

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 174 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Washington County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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