Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Missoula County, Montana
Every institution that decided a 1–4 unit mortgage application in Missoula County between 2023 and 2025: 6,534 applications, 5,252 loans actually funded, across 8 kinds of borrowing.
Missoula County at a glance
6,534Applications decided
2023–2025
5,252Loans funded
80% of decisions
29Census tracts
10 ZIP codes
119,639People
ACS 2023
What the data shows
The typical purchase mortgage here is $415K.
Lending by loan type in Missoula County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.4% | 3,111 | $415K | 97% | 169 |
| Home improvement loans | 75.7% | 1,061 | $75K | 98% | 52 |
| Cash-out refinance | 70.4% | 817 | $205K | 96% | 96 |
| Refinance | 83.2% | 907 | $235K | 94% | 92 |
| Investment property purchase | 90.0% | 418 | $345K | 98% | 93 |
| Investment cash-out refinance | 70.8% | 65 | $255K | 98% | 40 |
| Investment refinance | 89.4% | 85 | $225K | 95% | 23 |
| Investment home improvement | 67.1% | 70 | $105K | 94% | 22 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.