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home improvement loan lenders · HMDA 2023–2025

Home improvement loan lenders in Missoula County, Montana

Fat Boy Data analyzed home improvement loan activity in Missoula County, Montana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,061 applications were decided by 52 lenders between 2023 and 2025.

Missoula County at a glance

52Active lenders11 with 20+ decisions
75.7%Market approval rate803 of 1,061 decided
$75KTypical loanmedian lender, $10K brackets
98%Borrower take-up786 loans funded

How Missoula County compares

Approval rate compared
Missoula County75.7%Montana72.2%All 616 counties62.7%
Typical loan compared
Missoula County$75KMontana$75KAll 616 counties$75K

What the data shows

Clearwater Federal Credit Union made the most home improvement loans in Missoula County, MT, 179 of them.

Stockman Bank of Montana approved the highest share of applications among lenders with at least 20 decisions here, 97% of 58.

No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%One lender: 21% approved of 28One lender: 47% approved of 68One lender: 51% approved of 37Horizon Fiscu: 52% approved of 91One lender: 59% approved of 22One lender: 71% approved of 24Glacier Bank: 82% approved of 164First Interstate Bank: 82% approved of 165Opportunity Bank of Montana: 84% approved of 87Clearwater Federal Credit Union: 94% approved of 191One lender: 97% approved of 58

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Home improvement loan lenders in Missoula County

LenderApprovalApprovedTaken upTypical loanLoans made
1Clearwater Federal Credit Union94%179 / 191100%$65K179
2First Interstate Bank82%135 / 16598%$105K132
3Glacier Bank82%134 / 16499%$105K132
4Horizon Fiscu52%47 / 91100%$75K47
5Opportunity Bank of Montana84%73 / 87100%$65K73

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 47 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home improvement loan lenders in Missoula County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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