Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Camden County, New Jersey
Every institution that decided a 1–4 unit mortgage application in Camden County between 2023 and 2025: 38,731 applications, 28,623 loans actually funded, across 8 kinds of borrowing.
Camden County at a glance
38,731Applications decided
2023–2025
28,623Loans funded
74% of decisions
129Census tracts
34 ZIP codes
524,042People
ACS 2023
What the data shows
The typical purchase mortgage here is $295K.
Investment home improvement is the hardest money to get here: lenders approved 48% of 365 applications.
Lending by loan type in Camden County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.5% | 15,797 | $295K | 97% | 383 |
| Home improvement loans | 58.7% | 6,660 | $75K | 95% | 145 |
| Cash-out refinance | 65.2% | 7,968 | $165K | 96% | 237 |
| Refinance | 75.1% | 4,233 | $175K | 94% | 234 |
| Investment property purchase | 87.1% | 2,224 | $225K | 96% | 223 |
| Investment cash-out refinance | 79.6% | 1,075 | $155K | 96% | 126 |
| Investment refinance | 76.8% | 409 | $165K | 91% | 91 |
| Investment home improvement | 48.5% | 365 | $105K | 97% | 57 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.