Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Gloucester County, New Jersey
Every institution that decided a 1–4 unit mortgage application in Gloucester County, home to Glassboro, between 2023 and 2025: 25,740 applications, 19,580 loans actually funded, across 8 kinds of borrowing.
Gloucester County at a glance
25,740Applications decided
2023–2025
19,580Loans funded
76% of decisions
69Census tracts
22 ZIP codes
304,504People
ACS 2023
What the data shows
The typical purchase mortgage here is $295K.
Investment home improvement is the hardest money to get here: lenders approved 50% of 152 applications.
Lending by loan type in Gloucester County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.9% | 11,048 | $295K | 97% | 354 |
| Home improvement loans | 64.2% | 4,506 | $75K | 95% | 135 |
| Cash-out refinance | 67.7% | 5,428 | $165K | 96% | 205 |
| Refinance | 78.0% | 2,799 | $195K | 93% | 198 |
| Investment property purchase | 90.9% | 1,153 | $225K | 97% | 175 |
| Investment cash-out refinance | 77.2% | 434 | $215K | 94% | 92 |
| Investment refinance | 82.3% | 220 | $165K | 92% | 81 |
| Investment home improvement | 50.0% | 152 | $105K | 92% | 37 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.