Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Chautauqua County, New York
Every institution that decided a 1–4 unit mortgage application in Chautauqua County, home to Jamestown, between 2023 and 2025: 5,716 applications, 4,317 loans actually funded, across 8 kinds of borrowing.
Chautauqua County at a glance
5,716Applications decided
2023–2025
4,317Loans funded
76% of decisions
36Census tracts
19 ZIP codes
126,329People
ACS 2023
What the data shows
The typical purchase mortgage here is $135K.
Investment home improvement is the hardest money to get here: lenders approved 57% of 103 applications.
Lending by loan type in Chautauqua County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 85.0% | 2,687 | $135K | 98% | 116 |
| Home improvement loans | 65.8% | 1,011 | $55K | 98% | 50 |
| Cash-out refinance | 67.9% | 574 | $115K | 98% | 50 |
| Refinance | 73.2% | 612 | $85K | 96% | 57 |
| Investment property purchase | 82.7% | 582 | $115K | 96% | 95 |
| Investment cash-out refinance | 75.3% | 89 | $95K | 93% | 37 |
| Investment refinance | 74.1% | 58 | $95K | 93% | 26 |
| Investment home improvement | 57.3% | 103 | $85K | 97% | 24 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.