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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Chautauqua County, New York

Fat Boy Data analyzed investment home improvement loan activity in Chautauqua County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 103 applications were decided by 24 lenders between 2023 and 2025.

Chautauqua County at a glance

24Active lenders0 with 20+ decisions
57.3%Market approval rate59 of 103 decided
$85KTypical loanmedian lender, $10K brackets
97%Borrower take-up57 loans funded

How Chautauqua County compares

Approval rate compared
Chautauqua County57.3%New York43.5%All 616 counties51.2%
Typical loan compared
Chautauqua County$85KNew York$205KAll 616 counties$115K

What the data shows

Community Bank, National Association made the most investment home improvement loans in Chautauqua County, NY, 13 of them.

Lenders approved 57.3% of investment home improvement loan applications in Chautauqua County, NY, 13.8 percentage points above the New York rate of 43.5%.

The typical investment home improvement loan here is $85K, 59% smaller than the New York typical of $205K.

Investment property improvement lenders in Chautauqua County

LenderApprovalApprovedTaken upTypical loanLoans made
1Community Bank, National AssociationLimited sample72%13 / 18100%$85K13
2Northwest BankLimited sample67%12 / 18100%$55K12
3Western Division Federal Credit UnionLimited sample47%7 / 1586%$45K6
4Manufacturers and Traders Trust CompanyLimited sample58%7 / 1286%$105K6
5Citizens Bank, National AssociationLimited sample50%6 / 12100%$105K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 19 more lenders.

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