Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Alamance County, North Carolina
Every institution that decided a 1–4 unit mortgage application in Alamance County, home to Burlington, between 2023 and 2025: 16,250 applications, 12,045 loans actually funded, across 8 kinds of borrowing.
Alamance County at a glance
16,250Applications decided
2023–2025
12,045Loans funded
74% of decisions
37Census tracts
8 ZIP codes
174,286People
ACS 2023
What the data shows
The typical purchase mortgage here is $265K.
Investment home improvement is the hardest money to get here: lenders approved 44% of 126 applications.
Lending by loan type in Alamance County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 84.8% | 8,334 | $265K | 97% | 327 |
| Home improvement loans | 60.3% | 2,384 | $55K | 95% | 73 |
| Cash-out refinance | 66.0% | 2,241 | $165K | 95% | 153 |
| Refinance | 74.9% | 2,024 | $105K | 94% | 150 |
| Investment property purchase | 89.2% | 836 | $185K | 97% | 146 |
| Investment cash-out refinance | 79.8% | 178 | $145K | 91% | 64 |
| Investment refinance | 79.5% | 127 | $155K | 97% | 43 |
| Investment home improvement | 44.4% | 126 | $55K | 96% | 32 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.