Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Guilford County, North Carolina
Every institution that decided a 1–4 unit mortgage application in Guilford County, home to Greensboro, between 2023 and 2025: 40,336 applications, 29,497 loans actually funded, across 8 kinds of borrowing.
Guilford County at a glance
40,336Applications decided
2023–2025
29,497Loans funded
73% of decisions
126Census tracts
25 ZIP codes
542,987People
ACS 2023
What the data shows
The typical purchase mortgage here is $255K.
Investment home improvement is the hardest money to get here: lenders approved 47% of 346 applications.
Lending by loan type in Guilford County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 85.8% | 19,232 | $255K | 97% | 467 |
| Home improvement loans | 59.6% | 6,184 | $65K | 94% | 123 |
| Cash-out refinance | 65.2% | 5,857 | $155K | 94% | 232 |
| Refinance | 73.8% | 5,330 | $145K | 93% | 213 |
| Investment property purchase | 88.0% | 2,215 | $165K | 95% | 258 |
| Investment cash-out refinance | 70.4% | 669 | $135K | 93% | 135 |
| Investment refinance | 73.2% | 503 | $145K | 91% | 99 |
| Investment home improvement | 46.8% | 346 | $55K | 94% | 56 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.