Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Robeson County, North Carolina
Every institution that decided a 1–4 unit mortgage application in Robeson County, home to Lumberton, between 2023 and 2025: 7,287 applications, 3,578 loans actually funded, across 8 kinds of borrowing.
Robeson County at a glance
7,287Applications decided
2023–2025
3,578Loans funded
49% of decisions
35Census tracts
12 ZIP codes
116,858People
ACS 2023
What the data shows
Lenders approved 50.4% of home-purchase applications in Robeson County, 37.2 points below the North Carolina rate.
The typical purchase mortgage here is $175K.
Lending by loan type in Robeson County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 50.4% | 4,839 | $175K | 90% | 192 |
| Home improvement loans | 45.6% | 540 | $55K | 92% | 51 |
| Cash-out refinance | 53.8% | 745 | $135K | 93% | 91 |
| Refinance | 74.4% | 742 | $195K | 89% | 91 |
| Investment property purchase | 80.4% | 230 | $95K | 90% | 55 |
| Investment cash-out refinance | 44.9% | 49 | $115K | 86% | 31 |
| Investment refinance | 85.1% | 94 | $35K | 99% | 21 |
| Investment home improvement | 47.9% | 48 | $75K | 96% | 13 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.