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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Robeson County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Robeson County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 745 applications were decided by 91 lenders between 2023 and 2025.

Robeson County at a glance

91Active lenders10 with 20+ decisions
53.8%Market approval rate401 of 745 decided
$135KTypical loanmedian lender, $10K brackets
93%Borrower take-up373 loans funded

How Robeson County compares

Approval rate compared
Robeson County53.8%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Robeson County$135KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Robeson County, NC, 97 of them.

That is 26% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 76% of 130.

Lenders approved 53.8% of cash-out refinance applications in Robeson County, NC, 14.1 percentage points below the North Carolina rate of 67.9%.

The typical cash-out refinance here is $135K, 31% smaller than the North Carolina typical of $195K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 11% approved of 28Amerisave Mortgage Corporation: 19% approved of 72Carrington Mortgage Services, LLC: 34% approved of 32New Day Financial, LLC: 37% approved of 35Newrez LLC: 39% approved of 31Loandepot.Com, LLC: 48% approved of 33State Employees': 50% approved of 38Freedom Mortgage Corporation: 68% approved of 25Rocket Mortgage, LLC: 76% approved of 130United Wholesale Mortgage, LLC: 82% approved of 49

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Robeson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%99 / 13098%$135K97
2Amerisave Mortgage Corporation19%14 / 72100%$125K14
3United Wholesale Mortgage, LLCBroker only82%40 / 4998%$215K39
4State Employees'50%19 / 3895%$145K18
5New Day Financial, LLC37%13 / 3592%$235K12

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 86 more lenders.

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