Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Allen County, Ohio
Every institution that decided a 1–4 unit mortgage application in Allen County, home to Lima, between 2023 and 2025: 7,305 applications, 5,510 loans actually funded, across 8 kinds of borrowing.
Allen County at a glance
7,305Applications decided
2023–2025
5,510Loans funded
75% of decisions
35Census tracts
10 ZIP codes
101,685People
ACS 2023
What the data shows
Lenders approved 86.2% of home-purchase applications in Allen County, 4.3 points below the Ohio rate.
The typical purchase mortgage here is $165K.
Lending by loan type in Allen County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 86.2% | 3,499 | $165K | 97% | 183 |
| Home improvement loans | 69.3% | 1,311 | $35K | 96% | 56 |
| Cash-out refinance | 63.0% | 1,048 | $125K | 94% | 93 |
| Refinance | 75.1% | 835 | $65K | 94% | 90 |
| Investment property purchase | 89.5% | 392 | $105K | 95% | 71 |
| Investment cash-out refinance | 71.9% | 89 | $115K | 95% | 31 |
| Investment refinance | 88.5% | 96 | $55K | 99% | 18 |
| Investment home improvement | 57.1% | 35 | $65K | 100% | 15 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.