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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Allen County, Ohio

Fat Boy Data analyzed cash-out refinance activity in Allen County, Ohio, home to Lima, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,048 applications were decided by 93 lenders between 2023 and 2025.

Allen County at a glance

93Active lenders14 with 20+ decisions
63.0%Market approval rate660 of 1,048 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up618 loans funded

How Allen County compares

Approval rate compared
Allen County63.0%Ohio70.0%All 616 counties68.2%
Typical loan compared
Allen County$125KOhio$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Allen County, OH, 110 of them.

The First National Bank of Pandora approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Lenders approved 63.0% of cash-out refinance applications in Allen County, OH, 7.1 percentage points below the Ohio rate of 70.0%.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%One lender: 0% approved of 20Amerisave Mortgage Corporation: 17% approved of 52Carrington Mortgage Services, LLC: 38% approved of 60One lender: 51% approved of 45One lender: 52% approved of 31One lender: 63% approved of 43Rocket Mortgage, LLC: 69% approved of 162One lender: 70% approved of 20The Huntington National Bank: 70% approved of 87One lender: 71% approved of 28One lender: 73% approved of 22Superior Credit Union, Inc.: 73% approved of 127One lender: 81% approved of 27One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Allen County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC69%111 / 16299%$135K110
2Superior Credit Union, Inc.73%93 / 12790%$85K84
3The Huntington National Bank70%61 / 8795%$95K58
4Carrington Mortgage Services, LLC38%23 / 6078%$95K18
5Amerisave Mortgage Corporation17%9 / 5289%$155K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 88 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Allen County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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