Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Columbiana County, Ohio
Every institution that decided a 1–4 unit mortgage application in Columbiana County, home to Salem, between 2023 and 2025: 6,697 applications, 4,840 loans actually funded, across 8 kinds of borrowing.
Columbiana County at a glance
6,697Applications decided
2023–2025
4,840Loans funded
72% of decisions
25Census tracts
11 ZIP codes
101,203People
ACS 2023
What the data shows
Lenders approved 87.4% of home-purchase applications in Columbiana County, 3.2 points below the Ohio rate.
The typical purchase mortgage here is $145K.
Lending by loan type in Columbiana County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.4% | 2,763 | $145K | 97% | 182 |
| Home improvement loans | 61.3% | 1,438 | $55K | 95% | 54 |
| Cash-out refinance | 63.9% | 1,137 | $115K | 95% | 85 |
| Refinance | 76.4% | 1,072 | $105K | 94% | 89 |
| Investment property purchase | 87.1% | 170 | $85K | 94% | 71 |
| Investment cash-out refinance | 55.6% | 45 | $95K | 84% | 25 |
| Investment refinance | 53.6% | 28 | $75K | 93% | 12 |
| Investment home improvement | 56.8% | 44 | $95K | 92% | 18 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.