Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Stark County, Ohio
Every institution that decided a 1–4 unit mortgage application in Stark County, home to Canton, between 2023 and 2025: 28,074 applications, 21,819 loans actually funded, across 8 kinds of borrowing.
Stark County at a glance
28,074Applications decided
2023–2025
21,819Loans funded
78% of decisions
90Census tracts
26 ZIP codes
373,764People
ACS 2023
What the data shows
The typical purchase mortgage here is $185K.
Investment home improvement is the hardest money to get here: lenders approved 47% of 138 applications.
Lending by loan type in Stark County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 90.5% | 12,417 | $185K | 97% | 305 |
| Home improvement loans | 66.7% | 4,610 | $65K | 94% | 90 |
| Cash-out refinance | 72.9% | 5,105 | $125K | 96% | 180 |
| Refinance | 77.5% | 4,155 | $105K | 94% | 173 |
| Investment property purchase | 90.5% | 1,091 | $115K | 95% | 172 |
| Investment cash-out refinance | 77.4% | 354 | $85K | 93% | 92 |
| Investment refinance | 71.1% | 204 | $105K | 95% | 65 |
| Investment home improvement | 47.1% | 138 | $65K | 92% | 34 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.