Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Trumbull County, Ohio
Every institution that decided a 1–4 unit mortgage application in Trumbull County, home to Warren, between 2023 and 2025: 14,669 applications, 10,700 loans actually funded, across 8 kinds of borrowing.
Trumbull County at a glance
14,669Applications decided
2023–2025
10,700Loans funded
73% of decisions
54Census tracts
22 ZIP codes
201,367People
ACS 2023
What the data shows
Lenders approved 87.5% of home-purchase applications in Trumbull County, 3.0 points below the Ohio rate.
The typical purchase mortgage here is $155K.
Lending by loan type in Trumbull County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.5% | 5,958 | $155K | 97% | 233 |
| Home improvement loans | 62.9% | 3,193 | $55K | 94% | 65 |
| Cash-out refinance | 68.9% | 2,785 | $95K | 95% | 118 |
| Refinance | 73.3% | 2,009 | $105K | 94% | 106 |
| Investment property purchase | 87.5% | 458 | $85K | 94% | 115 |
| Investment cash-out refinance | 78.1% | 137 | $85K | 93% | 44 |
| Investment refinance | 70.8% | 65 | $105K | 98% | 25 |
| Investment home improvement | 45.3% | 64 | $75K | 97% | 24 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.