Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Portage County, Ohio
Every institution that decided a 1–4 unit mortgage application in Portage County, home to Kent, between 2023 and 2025: 11,461 applications, 8,662 loans actually funded, across 8 kinds of borrowing.
Portage County at a glance
11,461Applications decided
2023–2025
8,662Loans funded
76% of decisions
38Census tracts
14 ZIP codes
161,421People
ACS 2023
What the data shows
Lenders approved 87.5% of home-purchase applications in Portage County, 3.0 points below the Ohio rate.
The typical purchase mortgage here is $225K.
Lending by loan type in Portage County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.5% | 5,041 | $225K | 97% | 252 |
| Home improvement loans | 67.0% | 2,079 | $65K | 93% | 69 |
| Cash-out refinance | 72.6% | 2,009 | $135K | 95% | 139 |
| Refinance | 74.4% | 1,800 | $105K | 94% | 126 |
| Investment property purchase | 88.7% | 335 | $135K | 96% | 98 |
| Investment cash-out refinance | 72.5% | 98 | $125K | 94% | 45 |
| Investment refinance | 70.4% | 54 | $125K | 97% | 22 |
| Investment home improvement | 55.6% | 45 | $145K | 96% | 20 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.