Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Warren County, Ohio
Every institution that decided a 1–4 unit mortgage application in Warren County, home to Mason, between 2023 and 2025: 21,318 applications, 17,246 loans actually funded, across 8 kinds of borrowing.
Warren County at a glance
21,318Applications decided
2023–2025
17,246Loans funded
81% of decisions
44Census tracts
10 ZIP codes
246,364People
ACS 2023
What the data shows
The typical purchase mortgage here is $325K.
Lending by loan type in Warren County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 92.8% | 10,204 | $325K | 97% | 364 |
| Home improvement loans | 70.7% | 3,484 | $85K | 93% | 106 |
| Cash-out refinance | 77.5% | 3,570 | $165K | 95% | 204 |
| Refinance | 81.5% | 3,249 | $265K | 95% | 208 |
| Investment property purchase | 87.1% | 504 | $195K | 95% | 142 |
| Investment cash-out refinance | 72.9% | 133 | $165K | 93% | 57 |
| Investment refinance | 69.0% | 100 | $185K | 91% | 46 |
| Investment home improvement | 48.6% | 74 | $135K | 92% | 28 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.