Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Greene County, Ohio
Every institution that decided a 1–4 unit mortgage application in Greene County, home to Beavercreek, between 2023 and 2025: 13,191 applications, 10,549 loans actually funded, across 8 kinds of borrowing.
Greene County at a glance
13,191Applications decided
2023–2025
10,549Loans funded
80% of decisions
42Census tracts
14 ZIP codes
168,531People
ACS 2023
What the data shows
The typical purchase mortgage here is $245K.
Lending by loan type in Greene County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 93.3% | 6,710 | $245K | 96% | 314 |
| Home improvement loans | 70.1% | 2,119 | $55K | 92% | 68 |
| Cash-out refinance | 71.2% | 1,686 | $135K | 94% | 136 |
| Refinance | 79.9% | 1,826 | $155K | 93% | 125 |
| Investment property purchase | 92.2% | 563 | $145K | 96% | 128 |
| Investment cash-out refinance | 81.2% | 144 | $135K | 91% | 57 |
| Investment refinance | 78.7% | 75 | $125K | 93% | 41 |
| Investment home improvement | 51.5% | 68 | $85K | 91% | 20 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.