Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Wood County, Ohio
Every institution that decided a 1–4 unit mortgage application in Wood County, home to Bowling Green, between 2023 and 2025: 9,142 applications, 7,078 loans actually funded, across 8 kinds of borrowing.
Wood County at a glance
9,142Applications decided
2023–2025
7,078Loans funded
77% of decisions
31Census tracts
13 ZIP codes
131,795People
ACS 2023
What the data shows
The typical purchase mortgage here is $235K.
Lending by loan type in Wood County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.1% | 4,347 | $235K | 96% | 233 |
| Home improvement loans | 69.5% | 1,756 | $65K | 95% | 74 |
| Cash-out refinance | 74.4% | 1,328 | $115K | 95% | 116 |
| Refinance | 78.8% | 1,325 | $115K | 94% | 102 |
| Investment property purchase | 92.2% | 243 | $145K | 98% | 71 |
| Investment cash-out refinance | 71.0% | 62 | $125K | 95% | 36 |
| Investment refinance | 71.4% | 42 | $125K | 83% | 21 |
| Investment home improvement | 64.1% | 39 | $55K | 96% | 14 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.