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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Wood County, Ohio

Fat Boy Data analyzed investment cash-out refinance activity in Wood County, Ohio, home to Bowling Green, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 62 applications were decided by 36 lenders between 2023 and 2025.

Wood County at a glance

36Active lenders0 with 20+ decisions
71.0%Market approval rate44 of 62 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up42 loans funded

How Wood County compares

Approval rate compared
Wood County71.0%Ohio76.5%All 616 counties73.1%
Typical loan compared
Wood County$125KOhio$115KAll 616 counties$205K

What the data shows

The Farmers & Merchants State Bank made the most investment cash-out refinances in Wood County, OH, 4 of them.

Lenders approved 71.0% of investment cash-out refinance applications in Wood County, OH, 5.5 percentage points below the Ohio rate of 76.5%.

Investment property cash-out lenders in Wood County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Farmers & Merchants State BankLimited sample57%4 / 7100%$125K4
2United Wholesale Mortgage, LLCBroker only100%6 / 6100%$125K6
3The Huntington National BankLimited sample60%3 / 5100%$75K3
4Civista BankLimited sample33%1 / 3100%$305K1
5American Financing CorporationLimited sample33%1 / 3100%$185K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 31 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Wood County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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