Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Douglas County, Oregon
Every institution that decided a 1–4 unit mortgage application in Douglas County, home to Roseburg, between 2023 and 2025: 7,084 applications, 5,179 loans actually funded, across 8 kinds of borrowing.
Douglas County at a glance
7,084Applications decided
2023–2025
5,179Loans funded
73% of decisions
29Census tracts
12 ZIP codes
111,807People
ACS 2023
What the data shows
Lenders approved 87.1% of home-purchase applications in Douglas County, 3.5 points below the Oregon rate.
The typical purchase mortgage here is $295K.
Lending by loan type in Douglas County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.1% | 3,649 | $295K | 94% | 211 |
| Home improvement loans | 63.6% | 912 | $55K | 95% | 60 |
| Cash-out refinance | 64.6% | 1,294 | $185K | 95% | 114 |
| Refinance | 77.1% | 825 | $275K | 91% | 120 |
| Investment property purchase | 80.2% | 197 | $225K | 95% | 70 |
| Investment cash-out refinance | 76.7% | 103 | $175K | 94% | 45 |
| Investment refinance | 78.4% | 51 | $215K | 90% | 33 |
| Investment home improvement | 45.3% | 53 | $75K | 100% | 27 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.