Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Jackson County, Oregon
Every institution that decided a 1–4 unit mortgage application in Jackson County, home to Medford, between 2023 and 2025: 14,148 applications, 11,072 loans actually funded, across 8 kinds of borrowing.
Jackson County at a glance
14,148Applications decided
2023–2025
11,072Loans funded
78% of decisions
52Census tracts
11 ZIP codes
222,563People
ACS 2023
What the data shows
The typical purchase mortgage here is $345K.
Lending by loan type in Jackson County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 91.2% | 7,266 | $345K | 94% | 253 |
| Home improvement loans | 73.6% | 2,134 | $55K | 95% | 79 |
| Cash-out refinance | 69.0% | 1,977 | $175K | 93% | 152 |
| Refinance | 79.3% | 1,493 | $255K | 93% | 149 |
| Investment property purchase | 90.2% | 872 | $265K | 94% | 123 |
| Investment cash-out refinance | 66.7% | 207 | $215K | 90% | 73 |
| Investment refinance | 74.5% | 102 | $305K | 93% | 45 |
| Investment home improvement | 48.4% | 97 | $65K | 94% | 32 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.