Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Lackawanna County, Pennsylvania
Every institution that decided a 1–4 unit mortgage application in Lackawanna County, home to Scranton, between 2023 and 2025: 13,725 applications, 10,573 loans actually funded, across 8 kinds of borrowing.
Lackawanna County at a glance
13,725Applications decided
2023–2025
10,573Loans funded
77% of decisions
60Census tracts
21 ZIP codes
215,834People
ACS 2023
What the data shows
The typical purchase mortgage here is $195K.
Investment home improvement is the hardest money to get here: lenders approved 62% of 216 applications.
Lending by loan type in Lackawanna County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 88.7% | 5,330 | $195K | 97% | 288 |
| Home improvement loans | 71.0% | 2,533 | $55K | 96% | 91 |
| Cash-out refinance | 65.6% | 1,779 | $125K | 95% | 140 |
| Refinance | 77.1% | 1,466 | $105K | 96% | 121 |
| Investment property purchase | 88.6% | 1,566 | $155K | 96% | 208 |
| Investment cash-out refinance | 79.6% | 535 | $175K | 94% | 90 |
| Investment refinance | 78.7% | 300 | $155K | 94% | 59 |
| Investment home improvement | 62.0% | 216 | $75K | 98% | 47 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.