refinance lenders · HMDA 2023–2025

Refinance lenders in Lackawanna County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Lackawanna County, Pennsylvania, home to Scranton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,466 applications were decided by 121 lenders between 2023 and 2025.

Lackawanna County at a glance

121Active lenders16 with 20+ decisions
77.1%Market approval rate1,130 of 1,466 decided
$105KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,085 loans funded

How Lackawanna County compares

Approval rate compared
Lackawanna County77.1%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Lackawanna County$105KPennsylvania$115KAll 616 counties$295K

What the data shows

NBT Bank, National Association made the most mortgage refinances in Lackawanna County, PA, 143 of them.

The Honesdale National Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 81.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%One lender: 26% approved of 38First National Bank of Pennsylvania: 65% approved of 108One lender: 67% approved of 30PNC Bank, National Association: 70% approved of 121One lender: 72% approved of 43One lender: 73% approved of 51Peoples Security Bank and Trust Company: 78% approved of 101One lender: 79% approved of 33One lender: 79% approved of 76NBT Bank, National Association: 86% approved of 169One lender: 89% approved of 80One lender: 90% approved of 60One lender: 91% approved of 32One lender: 92% approved of 36The Honesdale National Bank: 100% approved of 81One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in Lackawanna County

LenderApprovalApprovedTaken upTypical loanLoans made
1NBT Bank, National Association86%146 / 16998%$85K143
2PNC Bank, National Association70%85 / 12196%$105K82
3First National Bank of Pennsylvania65%70 / 108100%$105K70
4Peoples Security Bank and Trust Company78%79 / 10195%$105K75
5The Honesdale National Bank100%81 / 8198%$125K79

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 116 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in Lackawanna County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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