refinance lenders · HMDA 2023–2025

Refinance lenders in Lackawanna County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Lackawanna County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,466 applications were decided by 121 lenders between 2023 and 2025.

Lackawanna County at a glance

121Active lenders16 with 20+ decisions
77.1%Market approval rate1,130 of 1,466 decided
$105KTypical loanmedian lender, $10K brackets
96%Borrower take-up1,085 loans funded

How Lackawanna County compares

Approval rate compared
Lackawanna County77.1%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Lackawanna County$105KPennsylvania$115KAll 616 counties$295K

What the data shows

NBT Bank, National Association made the most mortgage refinances in Lackawanna County, PA, 143 of them.

The Honesdale National Bank approved the highest share of applications among lenders with at least 20 decisions here, 100% of 81.

Approval rate of all 16 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 26% approved of 38First National Bank of Pennsylvania: 65% approved of 108Manufacturers and Traders Trust Company: 67% approved of 30PNC Bank, National Association: 70% approved of 121Net: 72% approved of 43Citizens Bank, National Association: 73% approved of 51Peoples Security Bank and Trust Company: 78% approved of 101United Wholesale Mortgage, LLC: 79% approved of 33Rocket Mortgage, LLC: 79% approved of 76NBT Bank, National Association: 86% approved of 169Community Bank, National Association: 89% approved of 80PENN EAST Federal Credit Union: 90% approved of 60Pennsylvania State Employees Credit Union: 91% approved of 32Freedom Mortgage Corporation: 92% approved of 36The Honesdale National Bank: 100% approved of 81Pennymac Loan Services, LLC: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Lackawanna County

LenderApprovalApprovedTaken upTypical loanLoans made
1NBT Bank, National Association86%146 / 16998%$85K143
2PNC Bank, National Association70%85 / 12196%$105K82
3First National Bank of Pennsylvania65%70 / 108100%$105K70
4Peoples Security Bank and Trust Company78%79 / 10195%$105K75
5The Honesdale National Bank100%81 / 8198%$125K79

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 116 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Lackawanna County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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