Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Knox County, Tennessee
Every institution that decided a 1–4 unit mortgage application in Knox County, home to Knoxville, between 2023 and 2025: 43,463 applications, 34,054 loans actually funded, across 8 kinds of borrowing.
Knox County at a glance
43,463Applications decided
2023–2025
34,054Loans funded
78% of decisions
121Census tracts
23 ZIP codes
487,401People
ACS 2023
What the data shows
The typical purchase mortgage here is $315K.
Investment home improvement is the hardest money to get here: lenders approved 62% of 274 applications.
Lending by loan type in Knox County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 87.1% | 21,445 | $315K | 95% | 527 |
| Home improvement loans | 74.5% | 5,828 | $75K | 92% | 127 |
| Cash-out refinance | 78.9% | 7,907 | $175K | 94% | 236 |
| Refinance | 80.5% | 4,238 | $255K | 93% | 253 |
| Investment property purchase | 88.7% | 2,557 | $235K | 95% | 326 |
| Investment cash-out refinance | 78.8% | 604 | $205K | 92% | 129 |
| Investment refinance | 87.4% | 610 | $185K | 96% | 132 |
| Investment home improvement | 61.7% | 274 | $155K | 91% | 66 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.