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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Knox County, Tennessee

Fat Boy Data analyzed cash-out refinance activity in Knox County, Tennessee, home to Knoxville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,907 applications were decided by 236 lenders between 2023 and 2025.

Knox County at a glance

236Active lenders50 with 20+ decisions
78.9%Market approval rate6,238 of 7,907 decided
$175KTypical loanmedian lender, $10K brackets
94%Borrower take-up5,850 loans funded

How Knox County compares

Approval rate compared
Knox County78.9%Tennessee71.4%All 616 counties68.2%
Typical loan compared
Knox County$175KTennessee$185KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Knox County, TN, 1,098 of them.

Iserve Residential Lending, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 27.

Lenders approved 78.9% of cash-out refinance applications in Knox County, TN, 7.5 percentage points above the Tennessee rate of 71.4%.

Approval rate of all 50 lenders with 20+ decisions here
0%25%50%75%100%One lender: 29% approved of 83One lender: 33% approved of 48Amerisave Mortgage Corporation: 34% approved of 311One lender: 44% approved of 25One lender: 48% approved of 141One lender: 48% approved of 75One lender: 49% approved of 90One lender: 50% approved of 24One lender: 53% approved of 109One lender: 58% approved of 53One lender: 65% approved of 31One lender: 66% approved of 50One lender: 67% approved of 162One lender: 69% approved of 51One lender: 72% approved of 61One lender: 72% approved of 219One lender: 73% approved of 30One lender: 73% approved of 64One lender: 74% approved of 39One lender: 75% approved of 32One lender: 75% approved of 20One lender: 76% approved of 230One lender: 76% approved of 50One lender: 78% approved of 23One lender: 80% approved of 35Y-12 Federal Credit Union: 80% approved of 388Ornl: 81% approved of 648One lender: 82% approved of 39One lender: 82% approved of 62One lender: 83% approved of 110One lender: 83% approved of 24One lender: 84% approved of 290Rocket Mortgage, LLC: 85% approved of 1,330One lender: 86% approved of 28One lender: 86% approved of 28One lender: 86% approved of 21One lender: 87% approved of 127One lender: 88% approved of 32One lender: 88% approved of 43One lender: 89% approved of 38One lender: 90% approved of 48One lender: 90% approved of 21Knoxville Tva Employees Credit Union: 92% approved of 1,246One lender: 92% approved of 26One lender: 94% approved of 33One lender: 96% approved of 54One lender: 97% approved of 69One lender: 99% approved of 154One lender: 100% approved of 208One lender: 100% approved of 27

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Knox County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC85%1,129 / 1,33097%$175K1,098
2Knoxville Tva Employees Credit Union92%1,145 / 1,24694%$75K1,074
3Ornl81%526 / 64883%$105K439
4Y-12 Federal Credit Union80%312 / 38898%$135K307
5Amerisave Mortgage Corporation34%105 / 31195%$135K100

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 231 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Knox County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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