Local lending intelligence · HMDA 2023–2025
Mortgage and lending data for Gregg County, Texas
Every institution that decided a 1–4 unit mortgage application in Gregg County, home to Longview, between 2023 and 2025: 7,014 applications, 4,955 loans actually funded, across 8 kinds of borrowing.
Gregg County at a glance
7,014Applications decided
2023–2025
4,955Loans funded
71% of decisions
30Census tracts
7 ZIP codes
124,860People
ACS 2023
What the data shows
Lenders approved 77.9% of home-purchase applications in Gregg County, 6.1 points below the Texas rate.
The typical purchase mortgage here is $235K.
Home improvement loans is the hardest money to get here: lenders approved 54% of 472 applications.
Lending by loan type in Gregg County
| Loan type | Approval | Decided | Typical loan | Taken up | Lenders |
|---|---|---|---|---|---|
| Mortgage lenders | 77.9% | 4,090 | $235K | 95% | 268 |
| Home improvement loans | 54.2% | 472 | $55K | 89% | 51 |
| Cash-out refinance | 65.3% | 904 | $125K | 95% | 88 |
| Refinance | 68.7% | 659 | $245K | 91% | 109 |
| Investment property purchase | 89.5% | 641 | $145K | 95% | 101 |
| Investment cash-out refinance | 76.4% | 110 | $155K | 95% | 38 |
| Investment refinance | 88.2% | 85 | $85K | 93% | 27 |
| Investment home improvement | 88.7% | 53 | $65K | 91% | 20 |
Approval is the share of decided applications lenders approved; taken up is the share of approvals borrowers accepted. How the numbers work.