Home improvement loan lenders in Gregg County, Texas
Fat Boy Data analyzed home improvement loan activity in Gregg County, Texas to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 472 applications were decided by 51 lenders between 2023 and 2025.
Gregg County at a glance
How Gregg County compares
What the data shows
Eastman Credit Union made the most home improvement loans in Gregg County, TX, 81 of them.
That is 36% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
Texas Bank and Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 76% of 46.
Lenders approved 54.2% of home improvement loan applications in Gregg County, TX, 7.6 percentage points above the Texas rate of 46.6%.
The typical home improvement loan here is $55K, 48% smaller than the Texas typical of $105K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Gregg County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Eastman Credit Union | 60% | 88 / 147 | 92% | $55K | 81 |
| 2 | Regions Bank | 25% | 13 / 53 | 54% | $35K | 7 |
| 3 | Texas Bank and Trust Company | 76% | 35 / 46 | 71% | $65K | 25 |
| 4 | Discover Bank | 14% | 4 / 28 | 100% | $55K | 4 |
| 5 | Austin Bank, Texas National Association | 74% | 17 / 23 | 88% | $65K | 15 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 46 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Gregg County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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